Bank statement to Excel — with a balance check.

If you keep other people's books

Three years, three accounts, and a folder of PDFs nobody sorted.

Catch-up and cleanup work always starts the same way: statements arrive as whatever the client managed to download — some one month, some a whole year bundled into one file — and the first hours go on turning that pile into something you can reconcile month by month.

RowSure is built for exactly that stretch. Split the bundles into one PDF per statement — free, unlimited, no account. Convert each one to Excel or CSV with the result and review notes inside the file. Every statement is checked against the balances the bank printed, so a row that never made it out of the PDF is caught here rather than three weeks later, in a trial balance that will not tie. QBO and OFX are generated only after a green VERIFIED result; a source-review result or balance mismatch is never handed to bookkeeping software as though it were clean.

Where a run belongs to one account, the statements are chained too: each closing balance has to open the next, or something is missing in between. That is the difference between a spreadsheet and books somebody can sign off.

The failure nobody shows you

"99.9% accurate" is a claim. Your document needs its own check.

Many converters advertise a global accuracy percentage. You are asked to trust an average computed over documents you have never seen — and a tidy-looking Excel file tells you nothing about whether your statement came through correctly.

RowSure takes the other path: instead of only a promise, an arithmetic check on your document. Your bank printed an opening and a closing balance. The transactions in between must add up to the difference. If they do, the extracted amounts reconcile on this file. If they do not, you find out before the numbers reach your books.

Across 64 real statements from 48 banks in the US, UK, Canada, Australia, India, Italy, Spain, Germany and New Zealand, 47 reconcile via our vision-based extraction, with four levels of validation. The other 17 do not receive a green verdict: readable discrepancies are delivered in red with the broken row identified; unreadable or empty inputs are refused with a reason (as of August 2026). That is a measured result on our suite, not a marketing percentage: your document gets its own check, every time.

Why is that number lower than the 99.9% everyone else prints? Because it isn't the same measurement. A field-accuracy percentage counts how many cells came out right, averaged over the documents that worked. Ours counts how often the applicable arithmetic proof closed on a corpus assembled specifically from documents that break converters: court filings, insolvency bundles, scans and PDFs containing several statements at once. Where running balances exist the proof can reach individual rows; elsewhere it may cover blocks, separate account runs or the statement total. RowSure reports that strength instead of calling every green result row-by-row. We publish the hard half too, including the seventeen we could not prove.

What the balance check looks like

A simplified example of the report that ships with every converted file. Toggle between a statement that reconciles and one that doesn't.

Balance check: PASSED

173 transactions extracted
Opening balance        €4,166.98
+ Total movements        −€134.69
= Closing balance      €4,032.29   ✓ matches the statement

Anti-fabrication check: 97.1% of extracted amounts
matched independently to occurrences in the PDF's embedded text.

Balance check: FAILED

173 transactions extracted
Opening balance        €4,166.98
+ Total movements        −€404.69
= Computed closing     €3,762.29
Statement closing      €4,032.29   ✗ difference: €270.00

Row 47 looks wrong: "POS PAYMENT  30.00" breaks the
running balance — the PDF shows 300.00.

Figures from a real reconciliation in our test suite (Italian current account, 28 pages). The failed example is the kind of silent extraction error a plain Excel export would never surface.

How it works — three steps

The four levels of validation, in detail →

RowSure vs. basic convert-only tools

Read the honest comparison with DocuClipper →

What the check does — and what it doesn't

The reconciliation verifies amounts. It does not verify dates or descriptions, and two errors that cancel each other out would pass. Amounts are what breaks your books, so it's the right proxy — but we'd rather say it plainly than sell it as total verification. More on the limits.

Try it on your own statement

Inspect real RowSure output from a synthetic test statement, then run the free verdict on yours and unlock its files for $3. If we cannot deliver extracted transactions, its credit is returned automatically. A delivered conversion uses one document whether verified, marked for source review, or delivered with a balance mismatch.